You paid good money for an insurance policy to cover you if something bad happened. Or your employer bought the policy for you as a work benefit. Now that you have made a claim on that insurance policy, the insurance company has denied it, or is dragging their feet in processing your claim. You are entitled to the insurance benefits that you were promised. We can help.

Insurance companies make money when they deny or delay payment for insurance benefits. Often we find that the denials and delays were caused by the insurance company misinterpreting the facts of your claim, by distorting the policy language in their own favor, or by repeatedly asking for the same information that you already gave them. Insurance companies typically retain defense attorneys who instruct them on coverage issues and suggest ways to avoid paying your claim. Insurance companies then place the burden on you to make requests for reconsideration of the denial of benefits under their own technical policy language. Knowing where to look in the policy, and the interplay between policy provisions and exclusions can make the difference between claim denial and claim payment.

If you have made a claim for life insurance benefits or disability insurance benefits and your claim was denied or delayed, we can help.